Capital Ally

About Capital Ally

Built to make business financing easier to evaluate.

Capital Ally combines clear comparisons of the financing offers you receive with practical financial tools, so U.S. small business owners can understand their options and manage what comes next.

What Capital Ally does

Capital Ally is a financial app for small business owners, on the web and on Android. You apply once, connect your business bank securely through Plaid, and follow your funding request in one place.

The same app keeps your money, your funding readiness and your filing dates in view after the request is done, and an advisor is available when you want a second opinion.

The Capital Ally app's Home tab: funding request, readiness, money and filing dates

How offers are compared

Each offer you receive is shown with its amount, payment, what each dollar costs and the total payback, taken from the offer's own terms.

The app labels the lowest cost, the most cash and the lowest payment. Labels highlight specific figures; they are not a recommendation, and financing amounts and repayment structures can differ between offers.

Two offers compared by amount, total payback, cost, cost per dollar, payment, term and APR

How Capital Ally is paid

Capital Ally is not a lender. Financing is provided by third-party lenders, who set the amount, terms, rate and timeline.

A lender may pay Capital Ally a fee when financing closes. That fee does not decide which offers receive a label. Some services in the app are optional paid features, and their price and terms are shown in the app before you choose them.

After financing

Funding day isn't the end of the work. Your advisor can ask your lender to review your terms every 90 days, and the app shows what paying off early would cost and which balances to clear first.

Any change to your terms is the lender's decision.

See the financial details. Understand your choices.

Capital Ally displays the offers you receive together, so you can examine costs, repayment and trade-offs before deciding. Comparison labels highlight individual figures; they are not recommendations.

Visibility
One offer: Examine one offer's terms
In Capital Ally: View the offers you receive together
Financial information
One offer: Review that offer's disclosed costs
In Capital Ally: Compare amounts, payments, financing costs and total payback
Decision support
One offer: Evaluate individual terms
In Capital Ally: See labels for the lowest cost, the most cash and the lowest monthly payment

Capital Ally also provides optional tools for rate reviews and payoff planning after financing. Availability and terms are shown in the app.

What we commit to

Clear financing costs
Every offer is shown with its total dollar cost, payment and term, and if a product is expensive we say so.
Your choice to accept or decline
Checking eligibility costs nothing and commits you to nothing; you can stop at any point.
Transparent compensation
We tell you how we may be paid, and what a lender pays us plays no part in which offers are labeled.
Data-use transparency
Our Privacy Policy explains what information we collect, how it is used and when it may be shared.

Company details

The company behind the app and this website, and where to find the policies that govern your account.

Legal name
Capital Ally LLC, a Wyoming limited liability company
Mailing address
30 N Gould St Ste 54924, Sheridan, WY 82801
Support hours
Monday to Friday, 9am to 6pm ET
Account support
Members can message their advisor from Messages in the Capital Ally app. General questions can go to the email above.
Who we serve
Small business owners in the United States

Capital Ally

See your options clearly before you decide.

Check eligibility in a few minutes. Checking does not affect your credit score and does not obligate you to accept any offer.

Check your eligibility