Industries
Different businesses. Different cash-flow needs.
Construction draws, insurance reimbursements, invoice terms and seasonal sales create different financial demands. Explore the financing considerations for your industry.
- ConstructionProgress payments and retainage can separate completed work from collected cash, while materials and equipment are paid up front.
- HealthcareInsurance reimbursements and recurring practice costs can create gaps between services delivered and cash received.
- ManufacturingInventory, supplier terms, equipment and customer payment schedules can each need financing at a different stage of production.
- Trucking and logisticsFuel, maintenance and truck payments come due every week, while freight bills are often paid in 30 to 60 days.
- Restaurants and hospitalitySeasonal swings, equipment and build-outs meet daily operating costs that do not pause in slower months.
- RetailInventory is bought ahead of the selling season, so cash goes out months before the sales come in.
- Professional servicesFirms bill for work already done and wait to be paid, while payroll runs on a fixed schedule.
- TechnologyHiring, software and equipment can be financed in different ways depending on the business model and its revenue.
- Real estateOwner-occupied buildings, investment property and bridge situations each call for different structures and terms.
- EcommerceInventory and advertising are paid up front, while platform payouts and returns set the pace of incoming cash.
Not listed? Most U.S. businesses can check eligibility. Lenders decide which industries they finance.
Capital Ally
See what fits your business's cash cycle.
Check eligibility in a few minutes, then compare the offers you receive by payment, cost and total payback. Checking does not affect your credit score.