Funding
Funding options, clearly explained.
Business financing comes in different structures, each with its own costs and repayment. Explore the differences before deciding which options to consider.
01
Long-term financing and growth
Structures to explore for larger purchases, expansion and needs that may call for longer repayment.
- SBA LoansExplore SBA financing programs with different eligible uses, repayment terms and program requirements.
- Business Term LoansA fixed amount, a fixed repayment schedule and a known total cost.
- Commercial Real EstatePurchase, refinance or cash out on the property your business operates from or invests in.
02
Working capital and cash flow
Financing considerations for recurring expenses, uneven payments and the timing of incoming cash.
- Business Line of CreditAccess credit under agreed terms and draw as needed. Interest, fees and repayment depend on the agreement.
- Working CapitalShort-term funding where lenders typically weigh revenue and deposits.
- Invoice FactoringFinancing based on eligible unpaid customer invoices. Fees and collection responsibilities depend on the agreement.
- Ecommerce FundingFinancing based on platform sales history, for inventory, advertising and growth.
03
Asset and property-backed financing
Options involving equipment, property or other eligible collateral, each with its own terms.
Capital Ally is not a lender. Financing is provided by third-party lenders, who set the amount, terms, rate and timeline. Product descriptions are general information, and the offers you receive may differ.
Capital Ally
Not sure which structure fits?
Tell us what the money is for. You will see the offers you receive side by side, with the payment, cost and total payback of each. Checking eligibility does not affect your credit score.