SMS terms
Program terms for text messages from Capital Ally.
Last updated October 19, 2026
Program description
When you create a Capital Ally account and check the consent box, or reply to a text from us, you agree to receive text messages from Capital Ally (Capital Ally LLC, a Wyoming limited liability company) about your Capital Ally account. Messages may include a welcome message, account alerts, updates on any funding request, requests for documents, and replies from our team when you write to us. These texts come only from Capital Ally; we do not send texts for lenders or any other third party. Messages may be sent using an automatic telephone dialing system.
Consent is not required
Consent to receive text messages is not a condition of purchasing any goods or services from Capital Ally or any lender.
Message frequency and cost
Message frequency varies with your account activity. Message and data rates may apply according to your mobile carrier's plan. Carriers are not liable for delayed or undelivered messages.
How to opt out
Reply STOP to any message to stop receiving texts from us. You will receive one final message confirming that you have opted out. To re-join, reply START or submit a new request with consent. Opting out of texts does not opt you out of calls or emails; to stop those, email [email protected].
How to get help
Reply HELP to any message, or email [email protected].
Supported carriers
Messages are supported on major U.S. carriers including AT&T, T-Mobile, Verizon, U.S. Cellular and their prepaid brands. Delivery on other carriers is not guaranteed.
Privacy
Your mobile number and text message consent are not sold or shared with third parties for their own marketing. Text messaging originator opt-in data and consent will not be shared with any third parties. Details of how we handle your information are in our Privacy Policy.
Changes
We may update these terms by posting a new version here with a new "last updated" date.